The who, what and how much of van insurance
AXA says that adequate insurance for a small business is simple and cheap to put in place - not worth the risk of neglecting it FORTY percent of SMEs fail to buy the insurance they need to used their vehicles for business according to AXA Business Insurance. If you use your own vehicle for business it must be [...]
Insurance goes from being a 'grudge' purchase we all resent to an absolute necessity in the time it takes to have an accident. It's not worth mucking about with your application form to save a few bob EVER been tempted to 'bend the truth' when applying for your van insurance? If so, you wouldn't be alone. A recent [...]
You have to have insurance, but you don't have to pay through the nose for it. Make sure you're not being ripped off This content was provided on behalf of M4 Sales VAN insurance is one of those annoying little necessities that you know you have to have, but there is no point in paying over the odds [...]
Yes it sounds dull, but preparing your vans and premises for bad weather can literally be the difference between staying in business and going bust ARE your vans and your business premises ready for a cold snap? We shouldn't need to tell you all how important it is to prepare your vehicles for winter. After all if you [...]
A survey by TomTom shows van insurance premiums on the rise - and operators are partly to blame If your insurance premiums have risen this year, take a crumb of comfort from the fact that your rivals have probably suffered the same fate. 24% of van operators admitted they don't know the requirements for managing road risk According [...]
Shoddy maintenance has always meant inefficiency in the long run, but AXA Insurance says that if it leads to accidents, claims could be rejected YOUR business depends on your van – so you look after it properly. Or do you? A new survey reveals that although 90% of van operators have their vans serviced at least once a [...]
Caught napping on the job, or even caught on the job! Vans are seeing all of life IT'S no surprise that you spend a lot of time in you van. It's what tradespeople do – when you're on a job, your van is your hub. As well as your carrying tools and equipment, it's your mobile office. New research [...]
Vans are increasingly packed with hi-tech kit, and owners are often adding to that with laptops and even games consoles. Thieves love them - but are they all insured? THEFT from vans has always been a problem for tradespeople, with tools and other equipment traditionally the main targets for low-life thieving oiks. But with so many high-tech businesses [...]
We all hate Mondays...but van drivers should fear them most of all! MONDAYS. None of us likes them. But for van drivers they are the worst. Monday is the bad hair day of the week for van drivers. If you’re going to have an accident as a van driver, it’s most likely to be at the start of [...]
It can be prohibitively expensive to insure under 25s to drive vans, but 'black box' insurance can help INSURING younger drivers for business vans can be expensive. Many insurers ramp up the cost if you need to insure under-25s for a business van. But in a smaller business, people often need to perform several roles. You may have [...]
Ouch! Should the worst happen, do you have the right level of insurance cover? YOU rely on your van for your business, so it’s vital you have the right insurance in case the worst happens, but are you happy with the level of cover your policy provides? A new insurance product from the Co-operative Insurance is offering this [...]
It's good to help a friend with your van, but make sure you understand the insurance implications WE'VE all done it - used our business van to help a mate shift stuff after work. Or a run to the dump for a family member. ...you could be leaving yourself open to an expensive conversation with your insurers if [...]
SmartWitness records braking and acceleration speeds and collision G-forces and includes data about vehicle location, speed and deceleration. All useful stuff in the event of an accident HOW do fancy reducing your insurance premiums? Well, that could be just one benefit of equipping your van with SmartWitness – an on-board video recorder built to provide vital, accurate information [...]
If you drive as part of your job, do you knowingly take risks behind the wheel? New reseach shows that many 'professional' drivers do just that.
If you allow your insurer just to renew your policy automatically, chances are you'll pay more than you need to. Check out our 10 steps to save money your business van insurance.
